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Luciano Giustini

Mortgage Advisor | Vaughan & GTA

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Reverse Mortgages

A reverse mortgage can free up cash in retirement, but it also changes how your home equity is used over time. I help you understand how the numbers work, how it affects your estate plans, and whether a reverse mortgage is the right fit compared to other options.

How I Help

  • Explain how reverse mortgages work in clear, practical terms
  • Review your income needs, other assets, and long-term plans
  • Compare a reverse mortgage to alternatives like refinancing or lines of credit
  • Outline impacts on home equity and what this could mean for your estate
  • Coordinate a step-by-step plan if a reverse mortgage is the right fit
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