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Luciano Giustini

Mortgage Advisor | Vaughan & GTA

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Renewals

A renewal is a natural checkpoint to revisit your mortgage—not just sign the lender’s first offer. I help you review your current situation, compare options, and decide whether to stay the course or make a change that better fits your goals for the next term.

How I Help

  • Review your current mortgage, remaining term, and any upcoming plans
  • Compare your lender’s renewal offer to alternatives in the market
  • Help you decide between shorter vs. longer terms and fixed vs. variable
  • Look at prepayment flexibility and how it fits your payoff strategy
  • Provide a clear, time-sensitive recommendation before your renewal date
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