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Luciano Giustini

Mortgage Advisor | Vaughan & GTA

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First-Time Home Buyer

Your first home purchase comes with a lot of moving parts—financing options, incentives, and new terminology. I help you understand how the numbers work, what you can comfortably afford, and how to structure your mortgage so your first purchase supports your longer-term plans.

Book a Strategy Call

How I Help

  • Clarify a comfortable price range based on your real budget
  • Explain key concepts like down payment, amortization, and term in plain language
  • Walk through first-time buyer programs and incentives that may apply to you
  • Compare different mortgage structures so you see trade-offs clearly
  • Outline a simple step-by-step path from pre-approval to closing
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